Friday, 1 March 2013

Editors Letter: Sir Galaxy the Fourth

In each issue of Distro, editor-in-chief Tim Stevens publishes a wrap-up of the week in news.

Editor's Letter BlackBerry takes over

After watching some of the life get sucked out of many of our favorite consumer electronics shows with major companies choosing to do their own thing in boutique events in fabulous cities around the world, we had our concerns about the 2013 iteration of Mobile World Congress. The HTC One got a showy New York City launch the week before the event and we already knew that Samsung was holding the Galaxy S IV until later. What's left to see in MWC, then? As it turns out, a heck of a lot.

Comments

Source: http://www.engadget.com/2013/03/01/editors-letter-sir-galaxy-the-fourth/

mountain lion hanley ramirez Christian Bale visits victims Christian Bale Sherman Hemsley Olympics Opening Ceremony Katherine Jackson

Is Bankruptcy The Way Out Of Payday Loan? | Bankrate.com

Steve BucciDear Debt Adviser,
I had a medical emergency last year and opened a payday loan for $1,500. I haven't been able to pay it off, and I'm unable to get a real loan due to a decline in my credit score. Is there any way out for me other than bankruptcy? A loan with a co-signer maybe? I hate being behind on my bills, and I want to resolve this.
-- Janet

Dear Janet,
Bankruptcy isn't the best option here given the relatively small amount you owe. It's usually a last resort, and it'll sink your credit score. Also, once you file for bankruptcy, there's a lengthy waiting period before you can file again (should you need to).

You have other options, but they will require some planning on your part.

First, you should drastically cut back on expenses to pay off the payday loans. Take a look at your monthly spending and determine how much you could save on a bare-bones budget. By bare-bones I mean no entertainment, no cable TV, no new clothing, no lattes and not even any bubble gum -- at least for a while.

I also want you to look for a part-time job or some overtime to bring in more money. If that's not possible, then consider selling something.

And you might try to pay off some of the loans with a credit card. Using credit got you into this mess. Using more of it to get out is less than ideal. And you may not qualify for a card with a low interest rate at this point. Still, a high-interest-rate card that takes you months to pay off would still cost less than the fees you are paying to the payday lenders.

If you're unable to qualify for a credit card on your own, and you know someone willing to help you out, you could request that he or she co-sign for a credit card account. Before going through with this, make sure that you have a solid plan for paying off the balance on the card. Share your plan with your potential co-signer and promise that you will let the person know in advance if you are ever unable to make the required monthly payment. If someone is willing to put her own credit on the line for you, you need to make good on your promise to pay. At the very least, you should let the co-signer know if you're going to fall behind on your payments.

Once you have broken the payday loan cycle, begin saving for emergencies so you can avoid being in this situation again in the future. Save as much as you can each pay period and include any unexpected funds such as pay raises, tax refunds, etc. until you reach at least six months' of living expenses.

Good luck!

Source: http://www.bankrate.com/finance/debt/bankruptcy-way-out-of-payday-loan.aspx

Hurricane Sandy new jersey atlantic city ocean city maryland Nexus 7 KDKA Pumpkin Carving Ideas

Thursday, 28 February 2013

Government workers riled up ahead of automatic budget cuts

WASHINGTON (Reuters) - Government workers normally unfazed by political gridlock are angry that they will be disproportionately hurt by Washington's inability to reach a deal to avoid some $85 billion in automatic budget cuts due to kick in on Friday.

The indiscriminate spending cuts, which will occur unless President Barack Obama and Congress reach a last-minute agreement, threaten to puncture the affluence of the U.S. capital and its suburbs, where incomes and house prices have benefited from decades of federal largesse.

The area's 375,000 federal workers are bracing for possible furloughs and pay cuts that also stand to drain the budgets of local municipalities and possibly force companies doing business with the government to lay off staff.

"It's like a bull's eye: any target, we are there," said Jay Matthews, who works in the chief counsel's office at the Internal Revenue Service in Washington. "They target us because they think we make too much money. And they target us because they think we're lazy."

The Pentagon said last week it planned to put its 800,000 civilian defense employees around the world on 22 days of unpaid leave, or furlough, this year if the cuts went through.

That amounts to a 20 percent pay cut for Erika Townes, 38, a nurse at the Joint Base Andrews military facility in Maryland who said she supports four children and a disabled husband on less than $50,000 a year.

"Most people I work with are one paycheck away from being homeless - one. That's the way the economy is right now," she said.

The cuts, known as "sequestration," are already law, though they were never intended to go through when lawmakers devised them in 2011 as part of a U.S. debt limit agreement. It was believed that the cuts would be so big and indiscriminate that Democrats and Republicans would come up with an alternative.

But neither side has budged on how to resolve the impasse, with the Republicans drawing a line on further tax increases and Democrats refusing major cuts to the Medicare health program for seniors and other government entitlements.

Carolyn McMillian, a financial management specialist at the Food and Drug Administration office in White Oak, Maryland, said she was working 12- to 14-hour-days, keeping a tight rein on spending for FDA inspectors.

Inspectors who travel alone are discouraged from renting a car; they must rely on public transportation or try to find a government vehicle.

"I'm hoping Obama and Congress have a meeting of the minds at the last minute so they can compromise," McMillian said. "I would tell them to treat it as if they were in our shoes."

REGIONAL ECONOMY THREATENED

The Washington region, with its 5.6 million people, accounts for just under 5 percent of the U.S. population but gets 9 percent of federal spending and 15 percent of Pentagon outlays.

Federal procurement in the Washington area has climbed from less than $5 billion in 1980 to its peak of more than $80 billion in 2010, with the rise steepening since the September 11, 2001 attacks on the United States, according to George Mason University data.

The automatic cuts could cost an estimated 208,000 jobs in Virginia, 127,000 in the District of Columbia and 115,000 in Maryland, according to George Mason University's Center for Regional Analysis.

About two-thirds of the job losses in Virginia, home to the Pentagon and such defense companies as General Dynamics Corp and naval shipyards at Newport News, would come from $46 billion in Pentagon spending cuts, the study said.

With an eye to the "sequester," planners at Fairfax County, Virginia, which is home to the Pentagon, this week proposed a fiscal 2014 budget that was 0.37 percent smaller than the previous year's. County workers would get no pay raises.

The impact on county finances was "unknown and potentially significant," Fairfax County said in a statement.

Jim Dinegar, president and chief executive of the Greater Washington Board of Trade, said businesses have frozen hiring, contractors are pressing lawyers to hold down rates, and companies are reluctant to take work without a guarantee of payment.

"Right now, everything is delayed," Dinegar said.

(Editing by Daniel Trotta, Karey Wutkowski and Paul Simao)

Source: http://news.yahoo.com/government-workers-riled-ahead-automatic-budget-cuts-201748805--business.html

Zero Dark Thirty Academy Awards 2013 Django Unchained jennifer hudson jennifer garner jennifer garner daytona 500

Gillian Anderson pilot will center on a conspiracy involving Washington's most powerful figures

The Gillian Anderson pilot will find the actress starring as CEO Meg Fitch, whose daughter is taken prisoner. NBC has ordered the Gillian Anderson pilot.

By Molly Driscoll,?Staff Writer / February 26, 2013

Will ?X-Files? star Gillian Anderson be returning to television?

Skip to next paragraph

Recent posts

' + google_ads[0].line2 + '
' + google_ads[0].line3 + '

'; } else if (google_ads.length > 1) { ad_unit += ''; } } document.getElementById("ad_unit").innerHTML += ad_unit; google_adnum += google_ads.length; return; } var google_adnum = 0; google_ad_client = "pub-6743622525202572"; google_ad_output = 'js'; google_max_num_ads = '1'; google_feedback = "on"; google_ad_type = "text"; google_adtest = "on"; google_image_size = '230x105'; google_skip = '0'; // -->

According to TV Guide, the actress will star in an untitled pilot for NBC, in which she will play a CEO named Meg Fitch whose daughter and daughter?s classmates are taken prisoner. The show itself, which will be produced and written by Rand Ravich with Far Shariat, will center on a vast conspiracy that comes to involve some of the most powerful people in Washington, D.C.

Actress Rachael Taylor of ABC?s ?666 Park Avenue? will star on the show as Susie Dunn, an FBI agent who is Meg?s sister and who is in charge of the operation to find her niece and her niece?s classmates. Before the kidnapping, Fitch and Dunn were estranged because of a secret that lies between them.

Taylor also starred on the ABC remake of ?Charlie?s Angels? as Abby Sampson, one of the titular Angels, and guest-starred on the ABC medical drama ?Grey?s Anatomy? as Dr. Lucy Fields.

Ravich created and wrote the NBC series ?Life,? which starred actor Damian Lewis pre-?Homeland? as a police officer who gets back on the job after having been mistakenly sent to jail. Shariat served as an executive producer on "Life."

?Battle Force? actress Stevie Lynn Jones has also signed on to Ravich and Shariat's NBC pilot, according to TV Guide.

Anderson starred in the 2007 film version of ?The X-Files,? titled ?The X-Files: I Want to Believe,? and signed on for an arc on the upcoming NBC show ?Hannibal,? which will center on the ?Silence of the Lambs? killer Hannibal Lecter. She also appeared in a BBC miniseries of the Charles Dickens novel ?Bleak House? and in a miniseries, also by the BBC, of ?Great Expectations.? She recently starred as a detective on the British series ?The Fall,? which will air on the BBC.?

On ?Hannibal,? the actress will play a therapist named Dr. Bedelia Du Maurier who serves as doctor to Hannibal Lecter himself.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/bRmeVdVCeXg/Gillian-Anderson-pilot-will-center-on-a-conspiracy-involving-Washington-s-most-powerful-figures

Sasquatch 2013 super bowl commercials wheres my refund Fast And Furious 6 superbowl ads Super Bowl Ads 2013 Buffalo Wild Wings

Scientists graft working eyes onto tadpole tails

Researchers surgically removed the eyes of tadpoles and then grafted new eyes onto their tales. Some of these tadpoles were able to pass a vision test with their new eyes.

By Charles Choi,?LiveScience Contributor / February 28, 2013

Researchers grafted the tails of blind tadpoles of the African frog with eye tissue, which gave the tadpoles sight.

Douglas Blackiston

Enlarge

Eyes hooked up to the tail can help blinded tadpoles see, researchers say.

Skip to next paragraph

' + google_ads[0].line2 + '
' + google_ads[0].line3 + '

'; } else if (google_ads.length > 1) { ad_unit += ''; } } document.getElementById("ad_unit").innerHTML += ad_unit; google_adnum += google_ads.length; return; } var google_adnum = 0; google_ad_client = "pub-6743622525202572"; google_ad_output = 'js'; google_max_num_ads = '1'; google_feedback = "on"; google_ad_type = "text"; google_adtest = "on"; google_image_size = '230x105'; google_skip = '0'; // -->

These findings could help guide therapies involving natural or artificial implants, scientists added.

A major roadblock when it comes to?treating blindness?and other sensory disorders is how much remains unknown about the nervous system and its ability to adapt to change. To learn more about the relationship between the body and the brain, researchers wanted to see how capable the brain was of interpreting sensory data from abnormal "ectopic" locations from which it normally does not receive? signals.

Eye on the tail

Scientists experimented with 134 tadpoles of the?African clawed frog?Xenopus laevis, a common lab animal. They painstakingly grafted new eyes onto places such as their torsos and tails and then surgically removed their original eyes. [See Images of the Odd-Eyed Tadpoles]

"We do a lot of work to understand regenerative biology, and that entails experiments that change the body," researcher Michael Levin, a developmental biologist at Tufts University, told LiveScience. "We have four-headed worms, six-legged frogs, and many other?unusual creatures?here as part of our work on bioelectricity and organ regeneration."

These experimental tadpoles then received a vision test the researchers first refined on normal tadpoles. The tadpoles were placed in a circular arena half illuminated with red light and half with blue light, with software regularly switching what color light the areas received. When tadpoles entered places lit by red light, they received a tiny electric zap. A motion-tracking camera kept tabs on where the tadpoles were.

Remarkably, the scientists found that six tadpoles that had eyes implanted in their tails could apparently see, choosing to remain in the safer blue-light areas.

"The brain is not wired to find an eye on the tail, since it's never happened before and thus is not something the brain has evolved specifically to deal with, and yet it can recognize this patch of tissue as providing valuable visual information," Levin said.

"These findings suggest that the?brain has remarkable plasticity?and may actually take a survey of its body configuration to make use of different body arrangements," Levin added. "If it were not the case, then every time a mutation produced an improvement in body plan ? a large significant change in anatomy ? the animal would die and the beneficial mutation would be lost."

Rather, when a mutation makes a change in the body plan of an embryo, the brain-body programs that tell an eye to see and a hand to grasp, for instance, "don't suddenly become useless," Levin said. "The brain can map its activity onto a wide range of configurations of the body. This modularity makes it much easier for complex new body features to evolve."

Augmentation technology

The transplanted eyes came from tadpole donors genetically modified to generate a red fluorescent protein. As such, the researchers could see under a microscope whether these eyes sent red nerves outward in the body. Half the recipient tadpoles had no such nerves grow, while about a quarter had nerves projecting toward the gut and the other quarter had nerves extending toward their spine.

The six tadpoles that could see well all had nerves plugged into their spine, which makes sense ? their eyes apparently linked with their central nervous system.

"This has implications not only for regenerative medicine ? replacing damaged sensory and motor organs ? but also for augmentation technology," Levin said. "Perhaps you'd like some more eyes, maybe ones that?see in infrared?" [Bionic Humans: Top 10 Technologies]

One question Levin and his colleagues often get asked "is whether the tadpoles are experiencing sight from these ectopic eyes like they do from normal eyes," Levin said. "We have no idea what a tadpole is experiencing. This is a philosophical question that is not immediately tractable.

"Another thing people sometimes assume is that this capability is only for tadpoles or 'lower' animals," Levin said. "In fact, this kind of thing probably works in humans also,?as evidenced by related studies over the last few years. Brain plasticity is a fundamental aspect of the function of the nervous system and its interface to the body."

The researchers seek to figure out three other aspects: which brain regions are processing the sensory data, how many extra eyes a frog brain can handle, and how the brain knows that this piece of tissue on the tail is providing visual data, and not simply indicating an infection, injury or other sense like smell, Levin said.

Levin and his colleague Douglas Blackiston detailed their findings online today (Feb. 27) in the Journal of Experimental Biology.

Follow LiveScience on Twitter?@livescience. We're also on?Facebook?&?Google+.

Copyright 2013?LiveScience, a TechMediaNetwork company. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://rss.csmonitor.com/~r/feeds/science/~3/zy1gKnTyw7g/Scientists-graft-working-eyes-onto-tadpole-tails

chicago bulls st louis blues rueben randle mike trout ryan broyles jerel worthy alshon jeffery

Watch Zuck, Bill Gates, Jack Dorsey, & Others In Short Film To Inspire Kids To Learn How To Code

markcodeorgCode.org, the new non-profit aimed at encouraging computer science education launched last month by entrepreneur and investor brothers Ali and Hadi Partovi, has assembled an all-star group of the world's most well-known and successful folks with programming skills to talk about how learning to code has changed their lives -- and isn't quite as hard as people might think.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/G97WNCeblmw/

burmese python ferris bueller god bless america earned income credit florida primary 2012 super bowl matthew broderick

Video: Tomorrow In :30

Sorry, Readability was unable to parse this page for content.

Source: http://video.msnbc.msn.com/cnbc/50979630/

ohio state girl with the dragon tattoo ohio state basketball collateral dick cheney heart umf elite eight